Honda Finance Complete Guide in 2021

Honda Finance Complete Guide


Honda Finance


If you are thinking of financing your own vehicle, then you may need three important things: rates that are affordable, flexible terms, and protection. With Honda Finance Services you get all three and more! Honda not only offers competitive financing on new and used Honda vehicles but also on Honda Certified Pre-Owned Vehicles. Besides that, you can also add Honda Care to ensure your investment is protected.


Introduction: What is Honda Financial Services?


Honda Finance is part of Honda Finance Services, LLC. This company was formed by Honda Motor Company in 2000 to offer a variety of vehicle financing and lease programs for Honda vehicle owners.


You can turn your Honda vehicle into a Honda home and come out of the gates as a satisfied and satisfied Honda driver!


Honda wants you to be able to maintain ownership of your Honda vehicle for a long time, but they also know that a lifetime of enjoyment can't be bought with a single payment. That's why Honda offers competitive financing on new and used Honda vehicles.


You can also add Honda Finance Care to ensure your investment is protected. With Honda Care, we protect against repairs, roadside assistance, insurance, and more.


How do I apply?

The first step toward purchasing or leasing a new Honda is securing a pre-approval. All the Pre-approved customers can arrive at the dealership pre-qualified for special offers. Honda lease customers who are approaching lease-end can also contact the Lease Maturity Center for all the additional pre-approval options.

What You Will Need to Apply:


  • Social Security number for each applicant
  • Savings and checking account numbers
  • Employment information
  • Honda model
  • A down payment amount, if applicable


You can either apply online or at the dealership. Given below is the link which takes you to the honda finance ‘Apply Online’ section.


Apply Online


How Honda Finance Services can Help with Some Amazing Use Cases




  • Proven, comprehensive financing
  • Safe, low-rate for you and the car
  • No miles per year restrictions
  • Auto title protection
  • Exclusive reward and financing benefits
  • Retaining Vehicle Value – A second sale is not necessary
  • Lifetime titles
  • Get a FREE quote now

Where to Get Your Car Title Protection


At Honda Finances we make sure your title is protected forever. If you ever have to sell your car, we offer both a first sale clause and lifetime title protection in most states. That means that if you ever have to sell your car you can use our Honda Title Protection to ensure your new owner keeps your car until it's sold. Then you will receive a second sale purchase price guarantee, transfer tax refund, and an extended warranty.


Honda Financial Services as a Best Friend to Save Time & Money

Why use Honda Financial Services? 


1. Time & money


Budgeting isn't always easy. Getting the right vehicle for you and your family takes time and effort. Honda Financial Services makes it easy and convenient. With less hassle and stress, you can save time, save money and grow the number of years you have to enjoy your vehicle!


2. Honda Certified Pre-Owned Vehicles


Honda Certified Pre-Owned vehicles are not just clean, they're reliable. Honda Certified Pre-Owned vehicles, starting at just $15,129, come with the guarantee that these vehicles are as good as they were when they left the factory. This means they come with the original manufacturer warranty as well as 12 years of Honda powertrain/Drivetrain Protection (HPDP), which covers engine, drivetrain and transmission mechanical problems.


What are the Best Honda Finance Services in the Market


Custom Honda-Affordable Interest Rates


As a dealer-owned finance company, our goal is to lower your cost of ownership as well as provide you with great interest rates. Our Honda-Prime financing is based on a discount on the manufacturer's suggested retail pricing (MSRP). We currently offer an APR of 0% for 72-months, 9.9% for 72-months, and a $1,000 down payment. This is the only Ford-approved Honda Prime eligible for 0% financing.


Flexible Payment Schedules


The flexibility of our Flexible Financing program makes it easy for customers to fit the purchase of a Honda into their schedule. This is important if they are not able to make the down payment or the minimum monthly payment or have missed a payment.


Honda Finance Complete Guide


1. Can I make my monthly payment using a credit card?

Sorry, but Honda is unable to accept credit cards. You can either make a payment using your debit or ATM card by making a call at Honda Financial Services Customer Service or by using ACI Pay at 1-800-366-8500 (ACI Pay assesses a processing fee) or you can pay online using your bank account. Review all these Payment Options here.

2. Are there any late payment fees?

If payment is done after the due date, a late charge will be assessed to your account and interest will continue to accrue. You can refer to your contract for specific information regarding any late charges.

3. What are my payment options?

You will have six payment options:

  • First of all, Log in to your Honda Financial Services (HFS) account to make the One-Time Payment or recurring EasyPay payment using your own bank account.
  • Call the HFS Customer Service and pay either using your bank account or debit card.
  • Mail your payment to the address listed on your statement or you can find your Payment Address here.
  • Set up a bill pay payment through any of your online banking institutions.
  • Make payment either by using ACI Pay at 1-800-366-8500 or visiting a Western Union Quick Collect location.
  • Make a payment same-day at a MoneyGram location (MoneyGram charges a fee).
Review all your Payment Options here.
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